Features of indexation of pensions to non-working pensioners in 2018

From the very beginning of 2018, the amendments that were made in the Federal Law "On Insurance Pensions" entered into force. A number of new changes in legislation. Some retirees have a lot of questions related to the amendments to the law. First, questions arose about how much pensions would increase. Secondly, which category of pensioners should wait for the premium in the first place.

The law on the indexation of insurance pensions to non-working pensioners

New changes are amendments to already existing legislation. Each person can carefully study them to find answers to their questions.

The changes that were adopted relate to the indexation of pension payments to pensioners who are not engaged in labor activities. According to the changes, the indexation was postponed to January 1, 2018 (1 month earlier). Also, according to the law, the pension growth index becomes one and exceeds inflation. The government said that the indexation will be 3.7%. This figure exceeds inflation by 0.7%. The new coefficient by which insurance pension payments will be formed is 1.037.

In addition to non-working people in retirement, the changes will affect other categories of pensioners, but they will occur a little later. To accurately calculate how much payments will increase, you need to use the new index. All planned edits will be announced in the near future in the media.

Every retiree can count on a substantial pension supplement.

After the introduction of the law on indexation, one coefficient (point) is 81 rubles 49 kopecks. It is on the basis of this amount that payments will be made to each person.

The law was adopted in mid-December 2017 by the State Duma. All edits entered into force as soon as possible, namely from January 1, 2018. The decision to conduct indexation 1 month earlier was made by means of a general vote.

How much will the pension increase

Most people are interested in how much the pension will increase. In each case will be your numbers. You can call the exact amount of a fixed insurance pension payment, which is 4982 rubles. Fixed cash payment is calculated at a ratio of 1.037.

Compared to 2017, the amount of one point increased by almost 3 rubles. Now it is 81.49 rubles. Experts say that the average value of old-age pension payments for a non-working pensioner will be about 14 thousand rubles.

An important change was that now the pension cannot be lower than the subsistence minimum. Pensioners whose payments are less than the current minimum subsistence level will be paid up to the minimum value.

As a result, it can be said that, compared with last year, the pension has increased significantly. Also changed the time of indexation. Moving 1 month ahead is a positive thing for all people. Many of them have already started receiving indexed pension payments.

Experts note that the real growth is about 4%. Inflation values ​​for 2017 stopped at 3.2%. This means that even in a crisis there is a positive dynamic.

If a person wants to find an average value of height, then he needs to study the expert opinions. According to the interim results, on average, each non-working pensioner will receive a surcharge of 400 rubles.

In order for pensions to reach high sizes, inflation is needed over a long period of time. The government claims that there is already a plan for increasing pensions for all categories of citizens over the next few years.

Whom the indexation does not touch

Many people care about indexing. Indexation during the year will affect everyone except working pensioners (in the coming years. For this category of citizens recalculation will be carried out.

From April 1, changes in social pension payments are expected. The increase will be 4.1%. This value exceeds annual inflation by about 1%. This is a good indicator. Changes in the near future are also known. The average size of social pension payments will increase to 13,700 rubles.

The recalculation of payments for people who are retired and at the same time working will happen in August 2018. According to the legislation, an increase can occur only at 3 points. In accordance with the new value, the maximum increase that working pensioners can expect is 244 rubles. Recalculation will be made individually. It will be influenced by the person’s average earnings for 2017.

At the moment, changes in the pension system are planned for several years in advance, but it is quite possible that new changes will be made over time. To get the latest information, you can visit the official website of the pension fund of Russia.

As indexed before

In 2017, the indexation of payments for non-working pensioners was made on February 1. The growth was 5.8%, while the inflation rate was 5.6-5.9%. The situation in 2017 was somewhat worse than in 2018. The cost of one ball last year was fixed at around 78 rubles 68 kopecks. Based on this value, the pension payment to the person was calculated. The average old-age payment in 2017 was 13,700 rubles.

In 2016, the indexation was held on February 1. The growth amounted to 4%, while inflation in 2015 amounted to 12.9%. The situation in 2016 was much worse than in 2018. The government planned to carry out 2 indexations per year, but in the end only one was carried out. This instilled a lot of criticism and scandal. The cost of one ball in 2016 was 71 rubles 41 kopecks.

The year 2018 is the most favorable for non-working pensioners, since the projected level of price increases will be much lower than the increase in the average values ​​of pension payments.

Since 2015, the calculation of pension payments has begun to be made through the use of the new system. The main change was the so-called points. It depends on them the size of the pension of all people at the moment and in the near future.

Conclusion

Retirement is an important part of every elderly person’s life. Understanding how much pension payments will increase is very difficult, but you can calculate averages. Each person can count on growth of about 300-500 rubles. If a person has a long working life and an equal recalculation into points has been made, then the growth will be much greater. Working pensioners can expect an increase of a maximum of 3 points.

The adopted law on indexation gives guarantees that payments to an unemployed pensioner will increase by 3.7%.

Each person can independently calculate how much his pension will grow. You can also make a calculation using a score value. You just need to multiply your score by 81 rubles 49 kopecks. The resulting value will be a pension in 2018. Indexation of pension payments will be made to many other categories of citizens. There are already exact dates, after which the recalculation will be made.

The Pension Fund of Russia has made a plan to increase the pension until 2020. It is noted that by this year the average value should reach 15,400 rubles. In relation to 2018, an increase of 1,400 rubles is predicted. It is difficult to say how it will look in reality, but at the moment everything is going according to plan.

Changes in the pension system are urgently needed by a huge number of Russian citizens. A strategy is needed that will allow increasing pensions for all categories of citizens.

Watch the video: The Coming Retirement Crisis. Real Vision (April 2024).